TrackN’s Driving Behaviour Data

By admin
November 26, 2025

Reduce Insurance Claims with TrackN’s Driving Behaviour Intelligence

High-risk driving behaviour is one of the leading causes of insurance claims, vehicle damage, and personal injury on Australian roads. TrackN’s advanced driving behaviour monitoring technology gives insurers, fleet operators, rental agencies, and vehicle owners real-time visibility into how vehicles are actually being driven — enabling earlier intervention, safer habits, and fewer accidents.

By transforming raw vehicle data into actionable insights, TrackN helps reduce claims, improve driver accountability, and build a safer, smarter driving culture.

What is Driving Behaviour Data?

TrackN collects and analyses driving behaviour metrics using a combination of GPS, accelerometers, telematics data, and AI-driven scoring models.

Key indicators include:

Harsh braking events
Rapid acceleration
Harsh cornering
Speeding incidents
Route deviations and risky road usage
Excessive idling & fatigue patterns
After-hours or unauthorised use of vehicles
Trip history & timeline verification

Each driver and vehicle receives a dynamic risk score, giving insurers and business owners a clear picture of potential exposure.

How Driving Behaviour Data Reduces Insurance Claims

1. Prevents Accidents Before They Happen

By identifying risky driving patterns early, businesses and insurers can intervene before accidents occur. Drivers can be coached or restricted, reducing the likelihood of collisions, speeding incidents and reckless behaviour.

Prevention = fewer claims = lower costs.

2. Supports Behaviour-Based Insurance Models

TrackN allows insurers to shift from traditional “assumed risk” to real-world data-based pricing. Safer drivers can be:

Rewarded with lower premiums
Offered incentives and discounts
Placed on performance-based policies

This encourages better on-road behaviour and naturally reduces claim frequency.

3. Provides Dispute & Investigation Evidence

In the event of a crash, TrackN provides verified data such as:

Exact speed at time of incident
Braking and impact data
Location, heading and timeline
Driver activity before and after incident

This data can:
✅ Protect innocent drivers
✅ Prevent fraudulent claims
✅ Speed up investigations
✅ Support legal and insurance decisions

4. Reduces Fraud & Unauthorised Vehicle Use

TrackN detects:

After-hours driving
Unapproved zones
Theft or misuse
Unscheduled trips

This data is invaluable to insurers and fleet managers seeking to minimise risk exposure and insurance losses related to vehicle misuse.

5. Improves Driver Accountability & Training

Drivers are more accountable when they know behaviour is being monitored (ethically and transparently). TrackN allows organisations to:

Identify high-risk drivers
Deliver targeted training
Track improvement over time
Set performance targets for safe driving

The result is a safer, more responsible driving environment — and fewer claims.

Ideal for Insurance & Fleet-Based Industries

TrackN’s Driving Behaviour data is already helping:

Insurance companies
Rental car operators
Taxi & rideshare fleets
Logistics and delivery services
Construction and mining fleets
Government and council vehicles
Trades and service businesses
High-value vehicle owners

Whether you insure 50 vehicles or 50,000, TrackN scales with your needs.

Powerful Reporting for Insurance Partners

TrackN provides insurers and fleet managers with:

Live behaviour dashboards
Driver risk scoring reports
Incident and collision data logs
Monthly performance summaries
Custom API integration options
White-label reporting for insurance brands

All data can be integrated into existing claims, underwriting or fleet management systems.

Real Impact, Real Results

Companies using TrackN’s behaviour monitoring have reported:

Up to 40% reduction in incident rates
Lower average claim costs
Improved driver safety scores
Reduced fraudulent claims
Better risk segmentation

TrackN isn’t just a tracker — it’s a risk-reduction engine for modern insurance models.

TrackN’s Driving Behaviour Data